Category Archives: Tracts from the Past

Christianity and Americanism (Christian Solutions to Modern Problems – Part One)

I discovered a lengthy tract in my office, written by F.W. Mattox, best-known as the author of the book, The Eternal Kingdom.  This tract is the text of a speech given at Harding College, showing how the problems of the American marketplace could be solved if people would apply Christian principles.

We will be presenting the text of this speech in several installments (so as not to make your eyes cross reading the whole thing in one sitting on the computer).

Enjoy!

INTRODUCTION:

On October 25, 1949, Dr. F. W. Mattox spoke at the regular daily chapel service at Harding College. Many of the men attending the fourth Freedom Forum were present, several of whom requested the speech in printed form.

Believing that the true objectives of labor and management are identical; that there is desperate need for a better understanding of this fact; and that the application of Christian principles to industrial problems offers the only hope of long preserving our present standard of high wages, Harding College readily consented to print the message for the benefit of a wider audience.

-George S. Benson President

Christian Solutions To Modern Problems

By Dr. F. W. Mattox

In modem literature, there are many criticisms of attempts to apply first century principles to 20th century problems. Yet many of us are convinced that the solution to our modem problems is to be found in the application of the teachings of Christ.

Our purpose here is to examine briefly the applications of Christianity to the pressing problems of today in the light of its critics. The conclusions are of vital importance to our concept of government, society, business management, and labor.

1. THE PHILOSOPHY OF AMERICANISM

There exists in America today a strong influence designed to revamp the American way of life. Its purpose is to exalt the state and mold society according to a visionary concept. In order to accomplish these ends there must be a change in the philosophy that supports American society.

No institution exists without an underlying philosophy. Whether stated or not, there is a concept that supports each institution as a foundation does the superstructure of a building and as roots support a tree. If this basic idealism is not harmonious the institution can stand no better than can a building on a faulty foundation. This means that the reason given for doing a thing affects the way the thing is done. If men do not agree upon the why, one cannot expect them to agree upon the how.

The cause for the chief problems in America is a lack of agreement in regard to this underlying philosophy. With the encroachment of naturalism and relativity, the spiritual concepts of the Bible that gave unification to America in its formative period are being challenged. This has resulted in confusion of ideals and purposes, not only in regard to religion, but also in sociology, economics, and government.

Americanism is a word that denotes such ideas as freedom, progress, enlightenment, scientific know-how, mass production, invention and change. To many, this concept is entirely contrary to the ideas of the Christian religion. For the Bible is thought of as supporting the status quo. Its principles of permanent truth and uncompromising idealism are looked upon to support the heritage of the past and are expected to resist change.

That we are living in a world of change is not denied. Professor Whitehead was correct in reminding us that before 1914 there was in the world more of constancy than of change, but since the First World War, there has been more of change than of constancy. Let it be clearly understood, however, that the Bible is not a defender of the status quo. The ideals of the Bible have never been achieved in any society and every student of Church History has thrilled with the heroic fight of the saints of old in their struggles for social change.

It is the contention here that change in the right direction must grow out of timeless principles of truth. There must be a firm base for a great building and fertile soil for luxuriant growth. The Bible provides this base, the soil of which greatness grows. This is clearly seen by the following examination.

What are the requirements for a permanent and progressive society?

First there must be a feeling of brotherhood. A stable society cannot exist without its members working closely together. That man’s native gregariousness is not sufficient to provide this need is seen through a glance at class strife and human selfishness. The Bible develops this cohesive need by emphasizing the brotherhood of man. It is being claimed that Communism also emphasizes a brotherhood of man, but such claims are soon seen to be without foundation in fact. Brotherhood presupposes equality. Not equality of possession, as the Communists strive for, but a recognition of the equal worth and dignity of each member. Americanism is based upon this concept but apart from the Bible the concept itself is without foundation.

The second requirement for a permanent progressive society is in regard to production. Each member must contribute his fair share. Communism, finding that work is not cheerfully given, attempts to force this contribution through the existence of a police state, with its exile and forced labor camps the motivating influence. Where the state controls the production of each worker, incentive and initiative are killed and force and fear are the only alternatives.

In the American system, production is held to the highest level found anywhere in the world, by the principle of individual freedom. This freedom to plan, to work and to enjoy the fruits of labor, rests upon the requirement that each member of society assumes responsibility. This is the key to the problem. How can men be taught to assume responsibility? The Bible has the only answer. Obligation to God requires the assumption of personal and social responsibility. The Christian religion requires one to be loyal, dependable, honest, trustworthy, and unselfish. The degree to which these principles are accepted is the degree of responsibility assumed.

America has done well under this philosophy. Her present greatness is its result. To return to an earlier figure, any tree bearing abundant fruit should not have its roots molested. An attempt to replace the roots of a tree would unavoidably result in disaster. Accordingly, would it be reasonable to suppose that we could change the basic philosophy of our national life and maintain the same desirable ends? It would not. Different roots will produce different fruit. And the fruits so far produced by non-Christian roots are all of the undesirable variety.

Tracts from the Past – The World’s Greatest Question

THE WORLD’S GREATEST QUESTION

(No. 8 of The Gospel Tract Series)

By Eugene S. Smith

“Sirs, what must I do to be saved?” This question, asked in Acts 16:30 by a man in Philippi nineteen hundred years ago, has never been equaled in importance. In substance this same question is asked in two other places in the Book of Acts. In the inspired answer to this question, asked three times, we have an infallible answer. To this we do well to give heed in these days.

The importance of this question stems from the fact that it deals with the salvation of our souls. Nothing in this world, no, not even the world itself, can be compared in value to our souls. The soul of man, your soul or mine, is the most important thing in the universe and the question concern­ing its salvation is the greatest and most important that we can ask.

It Is of Doing

Please note in beginning this study that the question is, “What Must I Do?” We know that “God so loved the world that He gave his only begot­ten son” (John 3:16). We know that Christ so loved the souls of men that He “tasted of death for every man” (Heb. 2:9). We also know that the Holy Spirit, through the Apostles, revealed unto us “the way of salvation” (Acts. 16:17). These, therefore, having done their part in our salvation, we are now interested in what we should do.

Further, it is not a question of what one should be, how one should feel, where one should live, or the language that one should speak. This is a ques­tion of doing, and the answer that is given by inspiration (as the question was asked these three times) is evi­dence that there is something for us to do and that everyone must do these same things.

Acts 16:30-34

In the sixteenth chapter of Acts when the question was asked the im­mediate reply of Paul was, “Believe on the Lord Jesus and thou shalt be saved, thou and thy house” (Acts. 16:31). A great many people want to stop here, thinking that this is all the answer that was given to the question. However, an examination of the verses fol­lowing reveals that this is not all of the answer and that to stop here is to stop short of a complete answer.

The remainder of the answer of Paul is indicated by the words of the fol­lowing verse: “And they spake the word of the Lord to him, with all that were in his house” (Acts 16:32). This was necessary for even faith could not come to the man or his house apart from the hearing of the word. Paul has said, “So then faith cometh by hearing and hearing by the word of Christ” (Rom. 10:17). The word had to be spoken to produce the faith and faith could not come till the word was spoken. However, when the word was spoken we find that the jailer had learned that he must do more than be­lieve and this he did. Verse 33 says that “he took them the same hour of the night, and washed their stripes; and was baptized, he and all his, im­mediately”. Here repentance and bap­tism are definitely shown to have been included in the word of the Lord, the answer given by Paul and Silas to the man’s question, “What must I do to be saved?” The washing of their stripes indicates repentance and it is definitely stated that the man was bap­tized, Therefore, these things were in­cluded in the answer given him or he would have known nothing of them. These are as much a part of the word of the Lord as belief and have as much to do with our salvation from sin.

Therefore, we must remember that in answer to this man’s question he was taught to, 1. Believe on the Lord Jesus, 2. Repent of his sins, and, 3. Be baptized unto the remission of his sins. When he had done these things, the record says that he “rejoiced great­ly, with all his house, having believed in God”. By his obedience his faith was made perfect and he became a Son of God and could rejoice in that rela­tionship.

Acts 2:37-42

In the second chapter of Acts the question again is asked. This time, however, those who ask are believers in the Christ. Although only a few days previously they had denied the Christ and condemned him to be cruci­fied they are now convicted of their sins and realizing that he is the Christ cry out to Peter and the others of Christ’s apostles, “Men and brethren, what shall we do?” (Acts 2:37).

With all directness the Apostle Peter gave answer to these inquiring souls as he said, “Repent ye, and be baptized every one of you in the name of Jesus Christ unto the remission of your sins” (Acts 2:38). This answer of inspiration is too plain to need ex­planation and “They then that received his word were baptized” (Acts 2:41). Here again sinners were taught to: 1. Believe on the Lord Jesus, 2. Repent of their sins, and 3. Be baptized unto the remission of their sins.

Having done this they “continued steadfastly in the Apostles teaching and fellowship, in the breaking of bread and prayers” (Acts 2:42). That is they “walked in the newness of life” (Rom. 6:4) and were acceptable in the sight of God as his children.

Acts 22:10-16

In the twenty-second chapter of Acts, Paul gives an account of his own con­version. On the Damascus road he be­lieved in the Lord and confessed that faith, calling him Lord. He repented of his sins and desired to know and do the will of the Lord. This is all evi­denced by his asking the question, “Lord, what shall I do?” (Acts 22:10). This question shows the faith and the repentance of Saul of Tarsus yet he was not saved.

The Lord, in answer, told him to go into the city and there it would be told him all things appointed for him to do. When in that city Ananias came to him he said, “Why tarriest thou? Arise and be baptized and wash away thy sins, calling on His name.” (Acts 22:16). This is Paul’s own account of the matter and one I am sure we can trust. Paul realized that his sins were not re­moved by faith or repentance but only when his faith was expressed in obe­dience to the Lord’s command to be baptized.

Thus, again we have the question and the answer is the same, 1. Believe. 2. Repent. 3. Be baptized unto the remis­sion (washing away) of your sins. This brought him “into Christ” and in Christ he was a new creature.

Therefore, the question is asked and answered. You can see the answer as given by inspiration. You can walk in the same way to your own salvation.

Tracts from the Past – Salvation by Grace?

Today’s offering is a “Tract from the Past.”  This one is called “Salvation by Grace” and is written by Eugene Smith.  Mr. Smith was a proficient writer during his life, authoring several tracts.  We hope you enjoy it!

Smith_SavebByGrace

Of all the great doctrines of the Bible, none is more capable of arous­ing the appreciation of man than the idea suggested by the words of the apostle Paul in Eph. 2:8, 9, where he says, “for by grace have ye been saved through faith; and that not of your­selves, it is the gift of God; not of works, that no man should glory.” In this statement the kindness and love of God is revealed to such extent that we should be eternally grateful to God and in our appreciation should humbly sub­mit to His will in all things.

Christ, of course, is the manifesta­tion of the grace of God. In him the love of God is shown as he was present­ed as the perfect sacrifice for sin. This sacrifice was “not by works done in righteousness, which we did ourselves, but according to his mercy” (Tit. 3:5). Nothing good that we had done was or could be sufficient to merit the sacri­fice of Christ upon the cross. This was the unmerited favor of God to lost and dying man. This was “the kindness of God our Saviour, and His love toward man” (Tit. 3:4), that appeared for our redemption from a curse which was too great for us to lift.

This grace of God was not bestowed on “the few” but rather on “the many.” Paul said in Tit. 2:11, “For the grace of God hath appeared, bringing salva­tion to all men.” All were in need of a Saviour and when God gave His Son He made him a “propitiation for our sins; and not for ours only but also for the whole world” (I John 2:2). When we look upon Jesus today we behold the one whom God “crowned with glory and honor, that by the grace of God he should taste of death for every man” (Heb. 2:9).

Therefore by the unmerited mani­festation of the goodness and kindness of God our love for him is born and kept alive. John said, “We love, because he first loved us” (I John 4:19). The great love of God which was manifest to the world in the death of Christ is enough to ever keep us humble and grateful before the throne of God for the great gift was made while we were yet sinners and was therefore strictly by the grace and love of God. Paul said of this in Rom. 5:8, “God commendeth His own love toward us, in that, while we were yet sinners, Christ died for us.” Enough has been said, therefore, to cause us to realize that it is by grace we are saved.

An Oft-Made Mistake

However, in thinking of the doctrine of Salvation by Grace there is a mis­take often made that leads to the wrong conclusion. Some have supposed that the fact that salvation is by grace has precluded and excluded all re­sponse on our part. Some have argued that since it is by “grace” there is nothing we can do in any way in the matter of our salvation. These argu­ments are usually summed up under three headings which are erroneously based on the text of Eph. 2:8. They are: (1) Salvation being of grace there is nothing we can do toward that salva­tion; (2) It being the gift of God there is nothing we can do to receive it; and (3) It being “not of works” we are ex­cluded from doing anything whatso­ever to receive it. Believing the above thoughts to be entirely wrong and based upon a mistaken understanding of the text we want to examine them very carefully in the light of God’s word.

Does Grace Exclude Obedience?

Some have supposed that grace ex­cludes obedience to the commandments of God but this cannot be for it would make of God’s word a mass of contra­dictions and we know this is not so. Christ said, “Not every one that saith unto me, Lord, Lord, shall enter into the kingdom of heaven; but he that doeth the will of my Father who is in heaven” (Matt. 7:21). Christ in this verse and in the illustration of the two builders (Matt. 7:24-27), which fol­lows, makes clear to all that obedience to God’s will is an essential pre-requi­site of salvation.

The apostle Paul, in speaking along this line, has very clearly said, “He (Christ) became unto all them that obey him the author of eternal salva­tion” (Heb. 5:9). Peter said, “Seeing ye have purified your souls in your obedience to the truth” (I Pet. 1:22) and the beloved John said “This is the love of God that we keep his command­ments” (I John 5:3). Therefore it is impossible to suppose that grace ex­cludes obedience. Nay, rather grace de­mands obedience for in view of the wonderful manifestation of the love of God we should gladly humble our hearts before Him and do His will, obeying His commandments which are given to us in His word. Any course other than this would be contrary to the scriptures and to common sense. We must obey God, obey the truth, or keep His commandments for thus we show our love for Him.

Does A Gift Exclude Obedience?

Some have likewise supposed that since salvation is a gift we can do nothing to receive it. Now to say we can do nothing to merit it is one thing and to say that we can do nothing to receive it is quite another thing. I realize that nothing we can do will ever give us merit enough to make God owe us salvation as a debt He must pay. It is not in this respect that we speak of our obedience. It is not that we are to do a thing or things to merit salva­tion but we must, according to the word of God, do certain things that we may receive salvation.

Christ says, “He that believeth and is baptized shall be saved” (Mark 16:16). If we are to receive the “gift of God” we must then “believe and be baptized.” Some will accept the idea that we must believe but will reject the companion thought that we must be baptized. These two, belief and bap­tism, are joined together by the con­junction “and.” One of the elementary rules of the English language is that this conjunction joins words or phrases of equal rank or importance. Therefore when it is used to join belief and bap­tism it makes them of equal import­ance.

The gift of salvation from Christ is held forth to man and he says it will be bestowed upon the man who “be­lieveth and is baptized.” If anyone an­swers that to believe and be baptized is to make it no longer a gift he is surely mistaken about that for the Bi­ble cannot be a book of contradictions. But think one moment about this. If I were to say to you, “Write me a letter and I will give you a book,” you could understand the meaning of my words. If you then wrote me the letter would that in any way show that you had earned the book. No, for when you had complied with my request the book would still be received as a gift and not something you had earned.

A Bible Illustration

To illustrate the fact that one can obey the commands of God and still re­ceive his blessings as a gift we turn to the sixth chapter of Joshua to study the illustration set forth. These things “happened unto them by way of ex­ample; and they were written for our admonition” (I Cor. 10:11). They are given that in them we may see and learn God’s way of dealing with the sons of men in the earth. Paul tells us this again in Rom. 15:4, where he says, “For whatsoever things were written aforetime were written for our learn­ing.” Therefore we can, by studying the examples of Israel in the Old Testa­ment, learn of God’s dealing with man even today. Not that the Old Testa­ment is to be considered our law but the examples thereof are valuable to us as warnings.

“Now Jericho was straitly shut up because of the children of Israel: none went out, and none came in” (Josh. 6: 1). This was the condition of the city as the children of Israel under Joshua’s leadership encamped before the city. Then in verse 2 God talks with Joshua in the following words, “See, I have given into thy hand Jericho, and the king thereof, and the mighty men of valor.” The city of Jericho was a gift of God to Joshua and the children of Israel.

However God did not end His speak­ing with His statement that He would give them the city. He went on to say, “And Ye shall compass the city, all the men of war, going about the city once. Thus shalt thou do six days. And seven priests shall bear seven trumpets of rams’ horns before the ark: and the seventh day ye shall compass the city seven times, and the priests shall blow the trumpets. And it shall be, that, when they make a long blast with the ram’s horn, and when ye hear the sound of the trumpet, all the people shall shout with a great shout, and the wall of the city shall fall down flat, and the people shall go up every man straight before him” (Josh. 6:3-6).

Now if Joshua had been like some people today he would have said “Not so Lord for if we do all that thou hast commanded we shall earn the city and it will not and cannot be a gift.” That is the way people sometimes talk to­day when obedience to the command­ments of God is emphasized by gospel preachers. People are wont to cry, “If we do anything it cannot be a gift.” In this they make a serious mistake that will finally result in the condemnation of millions for failing to do the will of the Lord.

Joshua, however, being a man of faith, did not so speak. He immediately marshalled his forces as God had com­manded and began to fulfill those com­mandments of Jehovah. All that the Lord had said was done in just the way that the Lord had said it should be done. When they came to the seventh day of their obedience we hear Joshua speaking again to the children of Israel as the priests blew the ram’s horn trumpet according to God’s command­ment. He said, “Shout; for Jehovah hath given you the city” (Josh. 6:16). Therefore it must be forever settled and known that men can obey God’s commandments and still receive the promised blessing as a “gift of God.”

More than this in our contemplation of God’s gift to man we must remem­ber that Paul said it was “By grace through Faith” (Eph. 2:8). This is God’s gift and it is received “through faith.” Now let us note another simi­larity between this gift of God and the one we have been studying in Joshua. We read in Hebrews 11:30, “By faith the wall of Jericho fell down, after they had been compassed about for seven days.” Here then is a further confirma­tion of the necessity of our obedience of God’s commandments if we are to be saved by grace.

The salvation by grace is through faith. The falls of Jericho fell down by faith. However they did not fall by faith till God’s commandments were obeyed and therefore we do not receive the blessing of God’s grace till our obedience to God’s will of today is com­plete. Then, and then only, can we re­ceive the blessing by faith. For until our obedience is rendered before God, our faith is dead and vain and can never bring the blessing of God.

Does Grace Exclude Works?

Now we come to the final objection of those who would reject obedience to God as having anything to do with our salvation. They cry “it is not of works” and thus would turn many away from doing the will of God. Let me say first of all that this limitation cannot be un­derstood in an absolute sense, that is to say, prohibiting all works of any kind, for that would cause the apostle to contradict himself in the two verses with which we began this study.

Paul says of this salvation by grace that it is “through faith” and then goes on to say it is “not of works.” Now I know that he does not mean by this that all works are excluded for to do that would even exclude faith. The Christ himself hath said, “This is the work of God, that ye believe on Him whom He hath sent” (John 6:29). God has commanded men to believe and Christ says this is a work that is com­manded of God; a work that men are to do. Therefore as salvation is “through faith” we cannot exclude all works or we would thereby even ex­clude faith. This we know cannot be.

Moreover, we know that “works of righteousness” are not excluded by Paul’s statement for we hear the apos­tle Peter speaking to Cornelius and his household in the city of Caesarea and these were to be the first converts from among the gentiles. As he preached to them we hear him say, “Of a truth I perceive that God is no re­specter of persons; but in every nation he that feareth him, and worketh righteousness, is acceptable to him” (Acts 10:34, 35). Therefore the “works of righteousness, do have something to do with our being accepted of God. In Titus 3:5 as we have already noted they had nothing to do with God send­ing His son but now that the grace of God has been manifested to the world in the son we are acceptable in the sight of God as we “work righteous­ness.”

Working righteousness is obeying the commandments of God for the com­mandments of God are His righteous­ness. We read this in Psa. 119:172, where David says, “All thy command­ments are righteousness.” Therefore it is evident that to “work righteousness” is to “work God’s commandments.” Therefore it is on the basis of our obedience to the commandments of God that we are acceptable in the sight of God and our obedience to God’s com­mandments is not the thing under con­sideration by Paul when he said in Eph. 2:9, “Not of works.”

Moreover Christ has said that our “works of righteousness,” that is our obedience to God’s commandments, is nothing about which we can boast or glory. He says, “Even so ye also, when ye shall have done all the things that are commanded you, say, we are un­profitable servants; we have done that which it was our duty to do” (Luke 17:10). In obeying God’s commands and receiving His blessing we have noth­ing to boast about. The children of Is­rael could not boast about their capture of Jericho. God’s way was not the way that would create boasting on their part but rather a way that would in­crease their faith in and respect for Him.

Had the children of Israel captured the city by force of arms they might have later boasted about it; but taking it as they did they could never glory in it but must always give glory to God. Likewise in our obedience to Christ’s commandments we can never glory for who could say that believing in the Christ, repenting of our sins, confessing our faith in Christ and be­ing baptized could ever be enough to “earn” for us the glory of heaven. Nay, rather, it only emphasizes our depend­ence upon the mercy and grace of God. Therefore as we obey and when we have done all things commanded we are unprofitable and it is still by God’s grace that we are saved. However it is evident that his grace does not ex­clude the “works of righteousness” which he has commanded us to do.

What then can be the meaning of Paul’s statement, “not of works.” It is very simple, and as usual in God’s word, we find it in the very sentence we are considering. Notice, please, that Paul says, “not of works, that no man should glory” (Eph. 2:9). The King James version says “boast” instead of “glory” as we find it in the American Standard Version. This is the key of the entire matter, it is not of works that we can glory in or boast about. It is not by works that we earn salvation or place God in debt to us. This is the en­tire meaning of the apostle’s words and when we thus consider the matter we can see that some works are ex­cluded but that the “works of right­eousness” are not excluded but are the obedience of faith by which we are to receive the “gift of God.” Therefore it is important that we obey the com­mandments of Jesus that he may be the author of eternal salvation to our souls as he is to all them that obey him (Heb. 5:8, 9).

The Ephesian Example

Now in conclusion we want to re­member that our text for this study was written to members of the church in Ephesus. These were said to be saved by “grace through faith” so if we can learn what they did and how they were saved it will be of great im­portance to us in our study. Let us therefore turn our attention to the nineteenth chapter of Acts where we read of the establishment of this church and in this record learn of the conversion of the Ephesians.

“And it came to pass, that while Apollos was at Corinth, Paul having passed through the upper country came to Ephesus, and found certain disci­ples: and he said unto them, Did ye re­ceive the Holy Spirit when ye believed? And they said unto him, Nay, we did not so much as hear whether the Holy Spirit was given. And he said, Into what then were ye baptized ? and they said, Into John’s baptism. And Paul said, John baptized with the baptism of repentance, saying unto the people that they should believe on him that should come after him, that is on Jesus. And when they heard this, they were baptized into the name of the Lord Jesus” (Acts 19:1-5).

In this account we have the begin­ning of the church in Ephesus. These are the people to whom Paul wrote, “By grace have ye been saved through faith.” Therefore it is evident that Paul’s conception of salvation by grace did not exclude obedience to God’s commands. Nay, contrary to that, it so emphasized obedience to Christ that when he found these who had been one time baptized but with an improper faith he taught them the truth and they were baptized again. Therefore these were baptized twice, once wrong and once right, and still were saved by grace.

There are hundreds of thousands in this land of ours who are like those at Ephesus. They have been baptized but did not understand the true signifi­cance and meaning of it at the time. Their baptism is invalid and they like the Ephesians should be baptized with the baptism commanded by Christ. That is they should be baptized into the name of the Father, Son, and Holy Spirit to receive the remission of their sins for this is the baptism commanded by the Lord and therefore the baptism in His name (Matt. 28:18-20; Mark 16: 15, 16).

There are other hundreds of thou­sands who have never been baptized. These need to believe in Christ with all their hearts (Acts 8:36, 37), repent of their sins (Acts 17:30), confess their faith in the Christ (Rom. 10:10), and be baptized into Christ (Rom. 6:3) unto the remission of their sins (Acts 2:38). Thus they would in their obedi­ence to the commands of the Christ have him become the author of eternal salvation to their souls. Thus they would “work righteousness” and be­come acceptable in the sight of God. Thus they would “by faith” receive “the gift of God” the salvation of their souls and as children of God “by faith in Christ Jesus” rejoice in the sweet assurance of salvation by and through the grace of God for “as many of you as were baptized into Christ did put on Christ” (Gal. 3:27) and since “in Christ” the grace of God is made known and bestowed they would be saved “by grace through faith.”